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About the Insurer

Plan Administrator
International Medical Group®, Inc. (IMG®) International Medical Group, Inc. (IMG) truly understands the needs of international citizens. For more than a decade, IMG has provided medical insurance to individuals, families and groups who are living or traveling abroad. Whether you need individual coverage for a vacation or group coverage for your employees in locations around the world, IMG has a product to meet your needs.

IMG's strength lies in its ability to deliver superior service to our insured members. Our staff includes international claims administrators with a wealth of experience in processing claims from throughout the world; multilingual customer service representatives to assist our members; and an on-site medical staff available 24 hours a day, seven days a week for medical emergencies.

IMG does not sell directly, relying instead on a network of producers to promote its insurance products. We maintain an expert staff of marketing professionals to recruit, educate and assist our contracted producers.

Plan underwriter
While IMG provides complete plan administration expertise, our globally recognized partner, Sirius International Insurance Corporation (publ), offers the financial security and reputation demanded by international consumers. Rated A (excellent) by A.M. Best and A- by Standard & Poor's*, Sirius International shares IMG's vision of the international marketplace and offers the stability of a well-established insurance company.

Sirius International is part of the White Mountains Insurance Group Ltd. With approximately $2 billion of regulatory capital and over $2 billion in gross premiums, the Group ranks among the top insurance and reinsurance organizations in the world.

*Sources: A.M. Best reconfirmed their rating in a press release dated April 22, 2004; Standard & Poor's reconfirmed their rating in a press release dated November 19, 2004

Growing year by year, expanding globally, building upon a solid reputation, remaining stable but never standing still - these characteristics make IMG and Sirius International the partners to choose for your Global Peace of MindSM.

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MHG Ocean Benefits GmbH
Registered Office: Van-der-Smissen Str. 1, D-22767 Hamburg, Germany.
Registration number: Amtsgericht - Hamburg (Mitte)-HRB 97 088
Managing Director: Andrew Dudzinski