Individual Medical Insurance
For international yacht crew the challenge of obtaining quality, worldwide, comprehensive health insurance can be a frustrating exercise. Domestic programs provide insufficient coverage and non-marine benefit plans may not respond to the international lifestyle of yacht crew. Most yacht crew only have medical coverage for accidents and illness that occur while on boat's business, but what about coverage when you are off duty, ashore in port, or when you are on vacation? Finding gaps in your coverage can be a very expensive lesson to learn and can be financially devastating to you or your family.
Our individual benefit plans belong to the crewmember and provide peace of mind in case of illness or injury while on or off duty.
Distinguishing Plan Features:
- Geographic area of coverage
- Coverage for SCUBA
- Maternity and dependent coverage
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Eligibility for plans designed specifically for yacht crew
To be eligible for coverage, you must meet the following criteria:
- Be a full-time, professional crew member currently or usually working aboard a sea-going vessel
- At least 18 years old and under the age of 75
- Be located outside the US on the Certificate Effective Date or renewal date or be scheduled to leave within 30 days
- Reasonably expect to spend at least 180 days sailing outside US territorial waters
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International medical insurance plans designed specifically for yacht crew |
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Plan/Provider |
Benefits at a glance |
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Safe Harbor Personal
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- Worldwide cover
- USD 5,000,000 lifetime overall limit
- Emergency medical evacuation
- SCUBA and amateur sailboat racing included
- Transferable to and from group plan (Safe Harbor Crew)
- Optional term life, dental and extreme sports cover
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 View Brochure
Get Quote
Transfer form |
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* If you are transferring from Safe Harbor Crew to Safe Harbor Personal, please complete and return the Safe Harbor
Transfer form. You must have served six months to transfer to Safe Harbor Personal.
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Global Crew Medical
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- Worldwide medical coverage or the option to exclude the US and Canada for reduced premiums
- $5M lifetime overall limit
- Emergency medical evacuation
- SCUBA and amateur sailboat racing included
- Transferable to IMG's yacht group plan (IMMI)
- Optional maternity cover
- Optional term life insurance, including AD&D
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View Brochure
Get Quote
Application pdf
Transfer form
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* If you are transferring from International Marine Medical Insurance (IMMI) to Global Crew Medical Insurance (GCMI), please complete and return the transfer form. You must have served six months to transfer to Global Crew Medical Insurance.
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Maritime Citizen
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- Worldwide medical coverage or the option to exclude the US and Canada for reduced premiums
- USD 5,000,000 lifetime overall limit
- Emergency medical evacuation
- Maternity coverage included
- Dependent coverage available
- Optional dental, term life, AD&D and extreme sports cover
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View Brochure
Get Quote |
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International medical insurance for individuals |
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Plan/Provider |
Benefits at a glance |
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CitizenSecure
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- Worldwide Major medical insurance for individuals and families
- Ability to select desired coverage area: Including US and Canada or excluding US and Canada
- USD 5,000,000 lifetime overall limit
- Includes coverage for emergency medical evacuation, emergency reunion and repatriation of remains
- Maternity and newborn care after serving 12 months of continuous coverage
- Prescription drug coverage
- Wellness benefit after serving 12 months of continuous coverage
- Optional dental insurance, term life insurance and extreme sports coverage available
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View Brochure
Get Quote
Application PDF
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CitizenSecure Economy
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- International scheduled benefit plan for individuals and families
- USD 5,000,000 lifetime overall limit
- Scheduled benefit plan which Includes coverage for emergency medical evacuation,
emergency reunion, repatriation of remains, maternity and newborn care
- Wellness benefit after serving 24 months of continuous coverage
- Optional dental insurance, term life insurance and extreme sports coverage available
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View Brochure
Get Quote
Application PDF |
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Global Medical Insurance
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- Major medical insurance for individuals and families with three plan options: Silver, Gold, Platinum
- Ability to select desired coverage area: Including US and Canada or excluding US and Canada
- $5M lifetime overall limit (Silver and Gold plans); $8M lifetime overall limit
(Platinum plan)
- Includes emergency evacuation, emergency reunion (not available on Silver Plan) and repatriation of remains
- Maternity: Can be purchased as an optional rider on Silver and Gold Plans with a USD 50,000
- First two children under 10 are free
- Prescription drug coverage
- Wellness: Available on Gold and Platinum Plans after serving 12 months of continuous coverage
- SCUBA: Available on Gold and Platinum Plans
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View Brochure
Get Quote
Application pdf |
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Global Select
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- Major medical insurance for individuals, families or groups living or working worldwide
- Choice of four highly competitive plans: HeadStart, Basic, Standard and Executive
- £1M/$1.8M/€1.5M Overall Aggregate maximum per person (HeadStart and Basic plans); £1.5M/$2.7M/€2.25M Overall Aggregate maximum per person (Standard plan); £5M/$9M/€7.5M Overall Aggregate maximum per person
- Available in three currencies, GB£, US$ and Euro€
- Home country/domestic coverage available
- 24Hr Emergency Medical and Evacuation Helpline
- Optional personal accident and hospital income plans
- First child under 10 is free
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View Brochure
Get Quote
Application pdf |
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Short-term medical insurance with home country coverage |
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HCC Life STM
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Short Term Medical insurance (USA only) for US as well as international citizens (no SSN required)
- Coverage period from 30 to 180 or 365 days (depending in state)
- Maximum limit of USD 1,000,000 or USD 2,000,000 per policy period
- Choice of deductibles starting from USD 250 per period
- Above the deductible, plans pays 80% or 50% of eligible expenses (depending on option selected)
- Freedom to choose any doctor or hospital within the USA
- USD 50 co-pay for urgent care visits, not subject to deductible
- Available in most states
- Immediate online policy confirmation
- Next day coverage available
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View Brochure
Get Quote
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Secure STM
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Short Term Medical insurance (USA only) for US citizens and/or residents with a SSN (e.g. for between jobs or while on temporary work assignments in the US)
- Coverage period from 30 to 180 or 365 days (depending in state)
- Maximum limit of USD 2,000,000 per policy period
- Above the deductible, plan pays 80% or 50% of eligible expenses (depending on option selected)
- Freedom to choose any doctor or hospital within the USA
- Includes limited cover for AIDS where diagnosed during period of cover
- Organ, tissue and bone marrow transplants up to USD 150,000 per policy period
- Access to discounted chiropractic and dental treatment (not reimbursed by insurance)
- Available in all states except CT, MA, NJ,NY, VT and WA (pending) – subject to future update
- Next day coverage available
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View Brochure
Get Quote
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